Why You Need Uninsured Motorist Coverage
Justin Sheldon—January 21, 2022
Why do you need uninsured motorist coverage? This insurance provides protection to you in the event of an auto accident caused by someone else who does not have proper coverage. You can be compensated for damages caused by an uninsured motorist, including lost wages and medical expenses. You can choose to pay the full amount of the uninsured motorist’s policy or the deductible, which will depend on the amount of damage. The deductible is based on the total value of the property damaged. The cost of this type of insurance is included as an option in your auto insurance premium.
Uninsured motorist coverage protects you if you are injured in a crash by a driver who does not have enough insurance. If the driver has inadequate insurance, you may be required to pay for the rest of the damages, including your own medical bills. This coverage also protects passengers in your vehicle. This type of insurance is important because an uninsured driver can cause damage to your car and cause a huge delay in the payment of your bills.
Why You Need Uninsured Motorist Cover: Uninsured motorist coverage is a form of insurance that pays for medical bills incurred as a result of an accident. It can also cover pain and suffering. In addition to paying for your medical expenses, UM/UIM will pay for the expenses of the other party’s passengers. It can protect you and the other passengers in your vehicle.
After graduating, cum laude from the University of Richmond School of Law in 2011, Justin Sheldon began his legal career with a large national firm doing high-stakes business litigation. He soon moved on to a boutique firm specializing in auto products liability litigation throughout the United States.